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    Much of the COVID-19 fraud in California and other states was perpetrated by criminals in some 20 countries  Criminal rings submit claims using stolen identity information and then send ‘money mules’ out to pick up debit cards issued by the Employment Development Department, often to vacant houses. When the Russians and the Nigerians and the Chinese are the players on the field, they are going to put up some points; this is a very sophisticated cyberattack that’s being run at scale.